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Your Pension Plan |
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 Collective
Agreements between the Union and many
Employers specify that an hourly contribution must
be paid to the Heat and Frost Local Union 118 Pension Plan.
The Plan has been established and registered with Canada
Revenue Agency (formerly Revenue Canada)
and the Pension Department of The Financial
Institutions Commission of British Columbia
(“FICOM”), the provincial government agency
which administers and enforces the Pension
Benefits Standards Act (“PBSA”). The Plan is
administered by a committee of Trustees elected by
the Union. The day-to-day administration of the
Plan is carried out by D.A. Townley & Associates
Ltd.
This web site contains details of the benefits provided by the Plan and at the same time
answers most of the questions
you may have about the Plan. The information has been
prepared by the Trustees to help you understand
the Plan. If there is any discrepancy between
the information contained in this web site and the Plan
Text, then the wording of the Plan Text
will govern.
Each year you will receive a statement of your benefits under the Plan accumulated to
date. You can verify that the
proper contributions have been made
by your Employer by examining this statement. You
must inform the Administrator
if there are any discrepancies
or errors in your statement of
benefits.
Click on the links to the left to access:
- Detailed information on your Pension Plan
- Frequently asked questions (FAQs) about the Plan
- Commonly required Pension Plan forms
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PDF - 15 Kb)