pension
plan

Eligibility

1. Who is covered under the Plan?
2. What is vesting? 
    

1. Who is covered under the Plan?
Each person who is working under the terms of the Collective Agreement between an Employer and Heat and Frost Local Union 118 shall automatically participate in the Plan. An enrollment card must be completed by each employee and submitted to the Administrator.


2. What is vesting?
Vesting means that you have a right to receive a pension benefit on retirement. Effective January 1, 1997, your Plan requires 2 years with at least 175 hours in each of these years before you become fully vested in the Plan accumulated to date.